USDA
Turn the paperwork and the program-by-program rules that quietly eat your margins. Lama AI runs USDA B&I and Community Facilities loans in one workflow, so you capture the guarantee without the back-office drag.
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Frictionless Intake.
One contextual application handles a rural business or a farm operation, capturing borrower and ownership details, the project or operation, rural-area and program eligibility, financials, and the USDA forms each program needs.
Automated Analysis.
Rural and ag deals never arrive as clean PDFs. Some typed, some handwritten, some buried decades into a family operation. Lama AI reads any of it. Borrowers link bank accounts, upload whatever they have, or invite their CPA, and our agents spread the financials and analyze cash flow, debt service, and repayment capacity in seconds.
Decisioning.
Your credit policy and the USDA program rules run inside the workflow, so qualifying requests move straight through to a recommendation with no manual queue. Lama AI returns an instant eligibility determination, DSC ratios, risk score, and structure, so you can move faster than ever.
Closing & Guarantee.
AI agents generate the USDA and bank-specific documents, route them for e-signature, track conditions, and push data to your core via API, all backed by a time-stamped audit trail that shows the loan was originated in line with program rules. The guarantee gets secured, the loan gets funded, and your team moves on to the next one.
Credit assistant guiding underwriters.
Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.
Works with the systems you already trust.
With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.
All the LOS capabilities, out of the box.
Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.
Enterprise-grade security.
Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
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GenAI at your service.
Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.
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