SBA 504
A 504 may include two loans and three parties - but it is one project that has to line up perfectly. Lama AI keeps the bank, the CDC, and the borrower in a single workflow, so everything comes together without the endless coordination.
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Frictionless Intake.
Borrowers and brokers submit a single application—Lama AI maps every field to the SBA form set, the CDC packet, and your internal credit template at once, so nothing gets re-keyed and nothing falls through the cracks.
Project & Eligibility.
504 eligibility hinges on job creation, business size, and use of proceeds—criteria that can disqualify a deal late if they're not checked early. Lama AI runs the eligibility matrix at intake, flags issues before underwriting starts, and keeps the project on track.
Multiple Loans, One Reality.
The bank's first mortgage and the CDC's debenture move on different timelines, with different documentation requirements. Lama AI tracks both tranches in one deal file, surfaces conflicts before they become delays, and keeps every party working from the same version of the truth.
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Closing & Debenture Funding.
504 closings require coordinating the bank, the CDC, SBA, and the debenture underwriter—often across weeks of back-and-forth. Lama AI manages the closing checklist, tracks outstanding items in real time, and ensures debenture funding isn't held up by a missing document.
Credit assistant guiding underwriters.
Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.
Works with the systems you already trust.
With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.
All the LOS capabilities, out of the box.
Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.
Enterprise-grade security.
Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
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GenAI at your service.
Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.
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