Pre-flight Checks

Pre-flight Checks

Stop wasting underwriting time on deals that aren’t ready. Lama AI validates every request before it reaches underwriting, checking fit, completeness, eligibility, policy criteria, documents, ownership, and collateral so teams can prioritize the right opportunities and fix issues before they slow the file down.

Spend Time Only on Deals Worth Pursuing.

Every deal is screened against your credit box and eligibility rules up front. Unqualified ones are caught before they reach your team, so no one works a deal that was never going to fund.

Spend Time Only on Deals Worth Pursuing.

Every deal is screened against your credit box and eligibility rules up front. Unqualified ones are caught before they reach your team, so no one works a deal that was never going to fund.

Instant Deal-Readiness Checks.

Every new request is checked the moment it arrives, so teams can quickly see whether the deal is ready for review, needs more information, or should be routed to a different path.

Instant Deal-Readiness Checks.

Every new request is checked the moment it arrives, so teams can quickly see whether the deal is ready for review, needs more information, or should be routed to a different path.

Embedded Data Enrichment.

Pre-populate requests with first- and third-party data to reduce manual uploads and borrower friction. Lama enriches each file with bank data, prior applications, submitted materials, uploaded documents, and sources like Plaid before the deal reaches underwriting.

Embedded Data Enrichment.

Pre-populate requests with first- and third-party data to reduce manual uploads and borrower friction. Lama enriches each file with bank data, prior applications, submitted materials, uploaded documents, and sources like Plaid before the deal reaches underwriting.

AI-powered financial analysis.

Process any document into financial spreads in seconds with 95%+ accuracy. Configurable to your templates and chart of accounts, and adaptive to every product, industry, or analysis method.

Turn financials and tax returns into spreads, automatically

AI Agents turn any input into a complete application. Instantly.

Engage borrowers 24/7 on any channel. Lama AI turns every conversation, email, or document upload into a complete application, keeping relationships seamless and in motion.

Automate pre-screening with modern client portal

Credit assistant guiding underwriters.

Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.

Works with the systems you already trust.

With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.

All the LOS capabilities, out of the box.

Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.

Check it out

Enterprise-grade security.

Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.

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GenAI at your service.

Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.

Modular or end-to-end?
the choice is yours.

Built for cleaner pipelines

See how banks use Lama AI to screen deals before they reach underwriting, and stopping unqualified files early.
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