Monitoring

Monitoring

Every loan watched. Every issue flagged early. Lama AI monitors portfolio obligations and borrower risk continuously, helping teams catch covenant issues, review deadlines, missing financials, renewals, modifications, and risk signals before they become problems.

Always On, Across Every Loan.

Your team can't manually track at scale every borrower and every covenant. The monitoring agent does it continuously in the background, across the whole portfolio, so nothing goes unwatched.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Always On, Across Every Loan.

Your team can't manually track at scale every borrower and every covenant. The monitoring agent does it continuously in the background, across the whole portfolio, so nothing goes unwatched.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Catch Issues as They Emerge, Not at Renewal.

Covenant breaches and weakening financials surface in real time. Problems show up the moment they appear.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Catch Issues as They Emerge, Not at Renewal.

Covenant breaches and weakening financials surface in real time. Problems show up the moment they appear.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Freshness Rules, Not Static Reminders.

Set freshness requirements by product, policy, risk rating, or relationship type. Lama continuously monitors whether financials, covenants, documents, insurance, appraisals, reviews, and renewals are current, stale, missing, or expiring, so teams act based on file health, not calendar noise.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Freshness Rules, Not Static Reminders.

Set freshness requirements by product, policy, risk rating, or relationship type. Lama continuously monitors whether financials, covenants, documents, insurance, appraisals, reviews, and renewals are current, stale, missing, or expiring, so teams act based on file health, not calendar noise.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Portfolio Real-Time Status.

A live view shows where every loan stands: what's flagged, what's overdue, where risk is building. Management sees portfolio health as it is right now, not in a report someone compiles at quarter-end.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Portfolio Real-Time Status.

A live view shows where every loan stands: what's flagged, what's overdue, where risk is building. Management sees portfolio health as it is right now, not in a report someone compiles at quarter-end.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Screenshot of a digital balance sheet and financial dashboard for Rise Up Coffee Roasters showing liabilities and owners' equity, including current liabilities such as accounts payable, current notes payable, mortgages, accruals, and taxes payable totaling over $16 million as of 09/30/2023; alongside tabs for business balance sheet, cash flow spreads, ratios, and insights highlighting industry benchmark alerts about gross profit decline and bad debt concerns.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

AI-powered financial analysis.

Process any document into financial spreads in seconds with 95%+ accuracy. Configurable to your templates and chart of accounts, and adaptive to every product, industry, or analysis method.

Turn financials and tax returns into spreads, automatically

AI Agents turn any input into a complete application. Instantly.

Engage borrowers 24/7 on any channel. Lama AI turns every conversation, email, or document upload into a complete application, keeping relationships seamless and in motion.

Automate pre-screening with modern client portal
User interface with analytics showing 99% successfully analyzed data including 85/86 analyzed, 1 missing field, and 4 low confidence indicators. The interface includes a file drag-and-drop area, icons for Outlook, Gmail, Teams, Zoom, and Google Meet, a smiling woman in a video call window, and a virtual assistant chat prompting for financial statement details about stocks, bonds, or other investment accounts.
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User interface of an AI chat assistant for Luna Bakery's financial pipeline, showing conversation about rent expenses. The AI lists annual rent expenses for two properties: $12,000 at 208 Village Circle Drive, Lompoc, CA, and $19,200 at 235 Central Ave #4, Buellton, CA, dated 2022. The interface includes chat options like rent calculation and revenue trends, with tabs for Overview, Application, Document Hub, Underwriting, Credit Memo, Closing, and Notes.
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Credit assistant guiding underwriters.

Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.

Works with the systems you already trust.

With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.

User interface with controls for setting financial conditions including a credit score range slider from 300 to 850 set near 850, a minimum DSCR input set to 1.67, bank statement collection options with 'Always' checked, and a minimum time in business input set to 5 years.
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All the LOS capabilities, out of the box.

Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.

Check it out

Enterprise-grade security.

Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
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GenAI at your service.

Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.

Email interface titled Response Generator showing a draft message from Emma Markobs to Jane Bernier about next steps for a loan application, requesting bank statements for the last 6 months and business tax returns, with a purple Send button clicked by a cursor.
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Modular or end-to-end?
the choice is yours.

See Monitoring in action

Watch how Lama AI flags a covenant breach, surfaces a stale financial, and updates portfolio status.
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