Automated Financial Analysis
Automated Financial Analysis
Turn borrower financials into credit-ready insights. Lama AI analyzes financial performance, repayment capacity, cash flow, leverage, trends, risks, and policy fit, helping teams move from raw numbers to confident credit decisions faster.
Analysis-Ready in Minutes.
Lama turns spreads, statements, tax returns, and borrower data into financial insights quickly, so underwriters can move from preparation to credit review without waiting on manual analysis.
Analysis-Ready in Minutes.
Lama turns spreads, statements, tax returns, and borrower data into financial insights quickly, so underwriters can move from preparation to credit review without waiting on manual analysis.
Turn Documents into Numbers.
Automatically calculate ratios, trends, cash flow, repayment capacity, leverage, liquidity, and debt service metrics, reducing spreadsheet work and repetitive analyst prep.
Turn Documents into Numbers.
Automatically calculate ratios, trends, cash flow, repayment capacity, leverage, liquidity, and debt service metrics, reducing spreadsheet work and repetitive analyst prep.
Instant Insights.
Lama identifies add-backs, seasonality, revenue trends, margin shifts, cash flow changes, repayment capacity, leverage, liquidity, DSCR, anomalies, and risk signals — turning financials into credit-ready insights automatically.
Instant Insights.
Lama identifies add-backs, seasonality, revenue trends, margin shifts, cash flow changes, repayment capacity, leverage, liquidity, DSCR, anomalies, and risk signals — turning financials into credit-ready insights automatically.
The Same Rigor on Every File.
Analysis follows your methodology automatically. Depth doesn't depend on who picked up the deal.
The Same Rigor on Every File.
Analysis follows your methodology automatically. Depth doesn't depend on who picked up the deal.
Credit assistant guiding underwriters.
Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.
Works with the systems you already trust.
With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.
All the LOS capabilities, out of the box.
Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.
Enterprise-grade security.
Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
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GenAI at your service.
Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.
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