Borrowing Base
Recalculate every borrowing base the moment it lands. Lama AI eliminates certificate re-keying, manual eligibility and advance-rate math, and reconciliation work so lenders keep availability accurate and prevent over-advances without slowing down draws.
Certificates That Write Themselves.
Customer submits their AR/AP aging and inventory reports, in whatever format they have. Our agents read all of it, analyze your rules, and create a certificate that both you and your customers can sign on. No spreadsheets to re-key and no waiting on someone to type it in.
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Eligibility and Advance Rates, Automatically.
Our agents apply your rules to the raw numbers: strip the ineligibles, past-due receivables, concentrations, cross-aged accounts, foreign and affiliate balances, then apply your advance rates, sublimits, and caps. What's left is true availability, calculated your way every time.
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Reporting That's Always Current.
Every borrowing base produces the reporting your team and examiners need, without anyone assembling it. Availability by borrower and across the portfolio, trends in dilution, turnover, and concentration over time, and export-ready packages for exams and audits.
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Credit assistant guiding underwriters.
Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.
Works with the systems you already trust.
With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.
All the LOS capabilities, out of the box.
Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.
Enterprise-grade security.
Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
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GenAI at your service.
Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.
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