Project & Loan Assessment

Project & Loan Assessment

Lama AI helps lenders structure complex opportunities using client data, project details, financials, collateral, repayment capacity, use of funds, and policy criteria. Teams can model multiple facilities, funding sources, and repayment paths in one process, then shape the structure that best fits the client’s needs.

Move from Client Need to Structure Faster.

Turn client goals, project details, repayment capacity, collateral, use of funds, and policy criteria into possible loan structures quickly — without waiting for a full underwriting package.

Move from Client Need to Structure Faster.

Turn client goals, project details, repayment capacity, collateral, use of funds, and policy criteria into possible loan structures quickly — without waiting for a full underwriting package.

Multiple Facilities, One Process.

Model multiple facilities, funding sources, repayment paths, collateral options, and use-of-funds scenarios in one place, instead of structuring each piece of the deal manually or separately.

Multiple Facilities, One Process.

Model multiple facilities, funding sources, repayment paths, collateral options, and use-of-funds scenarios in one place, instead of structuring each piece of the deal manually or separately.

Structuring Logic Built Around Your Products and Policy.

Lama applies your institution's product rules, eligibility criteria, facility types, advance rates, collateral requirements, repayment tests, risk thresholds, and approval paths consistently — helping teams structure deals around how your bank actually lends.

Structuring Logic Built Around Your Products and Policy.

Lama applies your institution's product rules, eligibility criteria, facility types, advance rates, collateral requirements, repayment tests, risk thresholds, and approval paths consistently — helping teams structure deals around how your bank actually lends.

AI-powered financial analysis.

Process any document into financial spreads in seconds with 95%+ accuracy. Configurable to your templates and chart of accounts, and adaptive to every product, industry, or analysis method.

Turn financials and tax returns into spreads, automatically

AI Agents turn any input into a complete application. Instantly.

Engage borrowers 24/7 on any channel. Lama AI turns every conversation, email, or document upload into a complete application, keeping relationships seamless and in motion.

Automate pre-screening with modern client portal

Credit assistant guiding underwriters.

Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.

Works with the systems you already trust.

With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.

All the LOS capabilities, out of the box.

Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.

Check it out

Enterprise-grade security.

Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.

****

GenAI at your service.

Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.

Modular or end-to-end?
the choice is yours.

Built for deal structuring

See how banks use Lama AI to model multiple facilities, funding sources, and repayment paths in one process.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Knowledge is power

Become a Lama AI insider
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
© Lama AI Inc. 2026   |   (908) 836-7231
We use cookies to ensure the best possible experience. By using our site you agree with our Cookie Policy