Loan Simulation

Loan Simulation

Help customers understand their opportunities before they’re ready to apply. Lama AI helps teams simulate loan options based on borrower needs, eligibility, product rules, policy criteria, repayment capacity, collateral, and structure, so lenders can guide customers earlier and turn interest into the right opportunity.

Qualify Before You Take an Application.

Front-line teams test structures and eligibility up front, so intake only starts on deals worth pursuing.

Qualify Before You Take an Application.

Front-line teams test structures and eligibility up front, so intake only starts on deals worth pursuing.

Better Borrower Conversations.

Give RMs and lenders a practical way to show customers what may be possible, what information is needed, where constraints exist, and which next steps make the most sense.

Better Borrower Conversations.

Give RMs and lenders a practical way to show customers what may be possible, what information is needed, where constraints exist, and which next steps make the most sense.

From Early Interest to Forecastable Pipeline.

Use simulations to turn vague borrower interest into a better-defined opportunity, even before the customer is ready to apply. Every scenario is captured in Lama AI, giving teams a place to nurture future deals while management sees what is actually being worked and can forecast pipeline with far greater confidence.

From Early Interest to Forecastable Pipeline.

Use simulations to turn vague borrower interest into a better-defined opportunity, even before the customer is ready to apply. Every scenario is captured in Lama AI, giving teams a place to nurture future deals while management sees what is actually being worked and can forecast pipeline with far greater confidence.

AI-powered financial analysis.

Process any document into financial spreads in seconds with 95%+ accuracy. Configurable to your templates and chart of accounts, and adaptive to every product, industry, or analysis method.

Turn financials and tax returns into spreads, automatically

AI Agents turn any input into a complete application. Instantly.

Engage borrowers 24/7 on any channel. Lama AI turns every conversation, email, or document upload into a complete application, keeping relationships seamless and in motion.

Automate pre-screening with modern client portal

Credit assistant guiding underwriters.

Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.

Works with the systems you already trust.

With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.

All the LOS capabilities, out of the box.

Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.

Check it out

Enterprise-grade security.

Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.

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GenAI at your service.

Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.

Modular or end-to-end?
the choice is yours.

See Loan Simulation in action

Watch how Lama AI models loan structures, tests eligibility, and shapes a deal before the application starts.
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