Custom Products

New lending products shouldn't wait on development cycles or professional services. Lama AI gives your team a no-code platform to configure any lending workflow, from consumer loans to complex syndicated deals, so you can launch when the opportunity is there.

No-Code Product Configuration.

Rigid origination systems shouldn't limit your product roadmap. With Lama AI, your team can configure application fields, eligibility rules, approval paths, decisioning criteria, and closing conditions without engineering resources or professional services engagements. Lenders can launch new products faster, iterate based on market feedback, and support specialized credit programs without rebuilding the platform each time.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Flexible Intake for Any Borrower Type.

Custom products require custom data collection. Lama AI supports configurable intake flows for businesses, consumers, guarantors, co-borrowers, sponsors, brokers, and dealers, capturing the right information for each participant type in one clean, guided workflow.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Business and Consumer Underwriting in One Platform.

SMB lending requires both commercial and consumer-style underwriting. Lama AI is built to handle both in one coordinated workflow, making it a strong fit for owner-guaranteed products, syndications, and complex commercial deals.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Configurable Fraud, Identity & Compliance Checks.

Every product has its own risk and compliance requirements. Lama AI lets lenders configure the right checks per workflow, business verification, consumer identity, UBO screening, AML, OFAC, and fraud controls, triggered automatically at the right step.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Custom Decisioning and Recommendations.

Your credit policy should drive the product, not the limitations of your software. Lama AI lets lenders configure eligibility rules, risk grades, approval thresholds, pricing guidance, advance rates, and exception handling around their own underwriting criteria.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Automated Closing, Funding & Workflow Orchestration.

Lama AI gives lenders the tools to launch and scale new lending products, intake to closing, without heavy implementation work. Once a custom product is approved, Lama AI generates product-specific agreements, routes documents for e-signature, collects final conditions, and syncs structured data to your core, LOS, servicing, or issuance systems, no manual rebuild for each new product type.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Built to Expand With Your Lending Strategy.

Custom Products give lenders room to grow beyond predefined templates. Whether you are adding consumer loans, specialty financing, complex commercial products, syndicated facilities, or new hybrid credit programs, Lama AI makes product expansion part of configuration, not a new implementation project.

Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
Screenshot of a digital balance sheet and financial dashboard for Rise Up Coffee Roasters showing liabilities and owners' equity, including current liabilities such as accounts payable, current notes payable, mortgages, accruals, and taxes payable totaling over $16 million as of 09/30/2023; alongside tabs for business balance sheet, cash flow spreads, ratios, and insights highlighting industry benchmark alerts about gross profit decline and bad debt concerns.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

AI-powered financial analysis.

Process any document into financial spreads in seconds with 95%+ accuracy. Configurable to your templates and chart of accounts, and adaptive to every product, industry, or analysis method.

Turn financials and tax returns into spreads, automatically

AI Agents turn any input into a complete application. Instantly.

Engage borrowers 24/7 on any channel. Lama AI turns every conversation, email, or document upload into a complete application, keeping relationships seamless and in motion.

Automate pre-screening with modern client portal
User interface with analytics showing 99% successfully analyzed data including 85/86 analyzed, 1 missing field, and 4 low confidence indicators. The interface includes a file drag-and-drop area, icons for Outlook, Gmail, Teams, Zoom, and Google Meet, a smiling woman in a video call window, and a virtual assistant chat prompting for financial statement details about stocks, bonds, or other investment accounts.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.
User interface of an AI chat assistant for Luna Bakery's financial pipeline, showing conversation about rent expenses. The AI lists annual rent expenses for two properties: $12,000 at 208 Village Circle Drive, Lompoc, CA, and $19,200 at 235 Central Ave #4, Buellton, CA, dated 2022. The interface includes chat options like rent calculation and revenue trends, with tabs for Overview, Application, Document Hub, Underwriting, Credit Memo, Closing, and Notes.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Credit assistant guiding underwriters.

Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.

Works with the systems you already trust.

With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.

User interface with controls for setting financial conditions including a credit score range slider from 300 to 850 set near 850, a minimum DSCR input set to 1.67, bank statement collection options with 'Always' checked, and a minimum time in business input set to 5 years.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

All the LOS capabilities, out of the box.

Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.

Check it out

Enterprise-grade security.

Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
‍

A digital illustration of a safe box with a combination lock handle and hinges on the left side, shaded in blue lines and a faint purple tone.

****

GenAI at your service.

Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.

Email interface titled Response Generator showing a draft message from Emma Markobs to Jane Bernier about next steps for a loan application, requesting bank statements for the last 6 months and business tax returns, with a purple Send button clicked by a cursor.
Abstract brush strokes in purple, blue, and pink hues on a transparent background forming curved shapes.

Modular or end-to-end?
the choice is yours.

Streamline custom lending products

See how banks use Lama AI to configure and launch new credit products without waiting on custom development.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Knowledge is power

We use cookies to ensure the best possible experience. By using our site you agree with our Cookie Policy

See Agentic banking in action

See how commercial lenders are using agentic workflows to cut processing times by 90%.

I accept Lama AI’s Privacy Policy and agree to receive promotional messages from Lama AI about its products and services.

You’re all set!

One of our team members will be in touch with you shortly.

Two stylized purple paper airplanes flying on a black background, one larger with patterned wings and a dotted curved trail, and a smaller solid one.
Oops! Something went wrong while submitting the form.