Commercial Real Estate
Replace fragmented spreadsheets with a unified digital engine. Lama AI simplifies complex CRE deals by centralizing borrower entities, guarantor financials, and collateral documentation into a single, seamless workflow.
Email Intake.
When a borrower or broker sends a request or information via email, Lama AI converts the email and attachments into structured deal data. Property details, borrower entities, guarantor information, financials, collateral documents, rent rolls and other documents are identified, organized, validated and applied to the right application workflow. Automatically.
Omni-channel.
Not every deal starts the same way. A borrower can begin an application through a digital portal, on a tablet in branch a banker can open one on behalf of the client, or Lama AI can create one from an inbound email. No matter how the request begins, borrowers and bankers work from the same application, with shared visibility into data, documents, and next steps.
Borrower AI Assistant.
For CRE, the pain is clear: borrowers often do not know exactly what to upload, which entity information is required, what a guarantor needs to provide, or why the lender is asking for certain documents. The AI assistant helps them move through the application without waiting for a banker to explain every step.
Collaboration Center.
CRE applications rarely depend on the borrower alone. Lama AI lets borrowers and bankers invite guarantors, CPAs, attorneys, brokers, property managers, and other collaborators to complete specific requests or upload documents directly into the application. Instead of making the applicant chase every file, forward every email, and re-upload every document, each contributor can complete their part in one permissioned workspace.
Financial Spreading.
CRE deal packages often include tax returns, operating statements, rent rolls, borrower financials, guarantor information, and property-level documents. Lama AI helps extract and organize financial data into structured spreads, giving lending teams a faster way to review income, expenses, trends, and key credit metrics.
Underwriting Insights.
CRE underwriting requires more than borrower cash flow — it requires a clear picture of the property, the market, and the deal structure. Lama AI automatically surfaces NOI, DSCR, LTV, debt yield, occupancy trends, and rent roll analysis so your credit team can evaluate property risk and borrower strength in one view.
Closing Tasks.
Moving a CRE loan from approved to funded shouldn't get bogged down in endless email chains. Lama AI centralizes your closing checklists, post-approval conditions, and legal documentation. Processors, title companies, attorneys, and borrowers collaborate in a single secure portal to clear stipulations faster and drastically reduce time-to-funding.
Credit assistant guiding underwriters.
Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.
Works with the systems you already trust.
With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.
All the LOS capabilities, out of the box.
Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.
Enterprise-grade security.
Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
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GenAI at your service.
Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.
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