Annual Reviews & Renewals
Annual reviews are the work nobody has time for. Lama AI does the heavy lifting, so every review is current, consistent, and actually tells you something.
Get Any Review Done. On Time.
Lama AI requests the updated financials each review needs: tax returns, statements, rent rolls. A customer portal makes it easy, automated reminders make it happen. Your customer uploads, our agents read it, and the review file is ready before an analyst opens it.
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Re-Spread and Re-Analyzed.
Our agents spread the new financials and recalculate cash flow, debt service, leverage, and liquidity against last year's numbers. The trend is right there, not just the snapshot, so what changed is obvious at a glance.
Risk Grades That Keep Up.
Each credit is re-graded against your policy the moment the numbers are in, so a slipping borrower moves before the next exam finds it. The recommendation is on our agents; the grade stays yours.
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Repriced and Re-Papered.
With the numbers in, Lama AI suggests structure and pricing against your policy, then generates the renewal documents and amendments, routes them for e-signature, and pushes the updated terms to your core.
The Memo Writes Itself.
Our agents draft the review memo from the spread, the trends, and the grade, formatted the way your credit team expects. The analyst reviews and signs off instead of starting from a blank page.
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Credit assistant guiding underwriters.
Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.
Works with the systems you already trust.
With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.
All the LOS capabilities, out of the box.
Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.
Enterprise-grade security.
Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
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GenAI at your service.
Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.
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