AI-Powered Spreading
AI-Powered Spreading
Turn financial documents into analysis-ready spreads faster. Lama AI extracts, normalizes, and spreads borrower financials automatically, helping credit teams move from raw documents to structured analysis with less manual work and greater consistency.
Addbacks and Anomalies Surfaced, Not Hunted.
Automatically flag addbacks, reconciliation gaps, and odd year-over-year swings. Your analysts review what matters instead of digging into each document.
Addbacks and Anomalies Surfaced, Not Hunted.
Automatically flag addbacks, reconciliation gaps, and odd year-over-year swings. Your analysts review what matters instead of digging into each document.
Statements In, Spreads Out, in Seconds.
Process any document into financial spreads in seconds at over 99% accuracy. Scanned, electronic, or a phone photo of a statement, Agentic AI confirms the document is complete, extracts the numbers, and cross-checks them before an analyst opens the file.
Statements In, Spreads Out, in Seconds.
Process any document into financial spreads in seconds at over 99% accuracy. Scanned, electronic, or a phone photo of a statement, Agentic AI confirms the document is complete, extracts the numbers, and cross-checks them before an analyst opens the file.
Every Business, Compared Against Its Industry.
Automatically apply industry benchmarks, so a borrower's margins, leverage, and coverage are scored against peers instead of read in isolation.
Every Business, Compared Against Its Industry.
Automatically apply industry benchmarks, so a borrower's margins, leverage, and coverage are scored against peers instead of read in isolation.
Every Number Traces Back to Its Source.
Each value links to the originating document and the steps that produced it, and every extraction is logged.
Every Number Traces Back to Its Source.
Each value links to the originating document and the steps that produced it, and every extraction is logged.
Credit assistant guiding underwriters.
Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.
Works with the systems you already trust.
With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.
All the LOS capabilities, out of the box.
Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.
Enterprise-grade security.
Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
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GenAI at your service.
Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.
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