Borrowing Base Certificate
Borrowing Base Certificate
Automate borrowing base certificates from collection to availability. Lama AI collects borrower submissions, extracts supporting data, validates eligible collateral, applies advance rates and concentration limits, calculates availability, and flags exceptions, helping teams monitor collateral-backed credit faster and with stronger control.
Less Manual Certificate Processing.
Automate collection, extraction, validation, calculations, exception checks, and follow-ups so teams spend less time chasing borrowers and rebuilding BBCs by hand.
Less Manual Certificate Processing.
Automate collection, extraction, validation, calculations, exception checks, and follow-ups so teams spend less time chasing borrowers and rebuilding BBCs by hand.
Availability Calculated in Minutes.
Turn borrower submissions, AR/AP aging, inventory reports, and supporting documents into an updated borrowing base and availability view without waiting on manual spreadsheet review.
Availability Calculated in Minutes.
Turn borrower submissions, AR/AP aging, inventory reports, and supporting documents into an updated borrowing base and availability view without waiting on manual spreadsheet review.
Tied to the Facility's Actual Terms.
Calculations use the advance rates and structure already defined, so every certificate reflects the real deal. No re-keying.
Tied to the Facility's Actual Terms.
Calculations use the advance rates and structure already defined, so every certificate reflects the real deal. No re-keying.
Ineligibles and Breaches Flagged on Submission.
Out-of-formula conditions surface immediately, not at the next field exam.
Ineligibles and Breaches Flagged on Submission.
Out-of-formula conditions surface immediately, not at the next field exam.
Credit assistant guiding underwriters.
Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.
Works with the systems you already trust.
With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.
All the LOS capabilities, out of the box.
Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.
Enterprise-grade security.
Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
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GenAI at your service.
Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.
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