SBA7(a)
Originate more SBA 7(a) loans without the back-and-forth that makes guaranteed lending so labor-intensive. Fund more qualified small businesses, stay aligned with SOP, and do it all with the same team.
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Frictionless Intake.
A contextual and responsive application with smart pre-fill and a secure portal captures everything you need: from data to fill a 1919, 100% of direct and indirect ownership, financials, statements, and each owner's date of birth - so your team gets submission-ready data instead of chasing missing signatures.
Spreading & Eligibility.
Borrowers link bank accounts, connect accounting software, or upload statements. Lama AI spreads the financials into clear credit metrics and analyze cash flows in seconds, while screening size standards, eligible use of proceeds, credit-elsewhere, and running KYC, OFAC, AML, and any required verification check in the background.
Decisioning.
Your credit policy and SOP requirements are embedded in the workflow. Lama AI returns instant risk scores, eligibility determinations, and structure recommendations, each documented against the rule that drove it. The recommendation is on our agents, but the decision always stays yours.
E-Tran Submission.
With our native integration to E-tran, you can pre-check on the fly to and catch risky deals way before it's too late. Data captured at intake and underwriting flows straight to E-Tran as a validated submission, with gaps flagged before submission rather than after a rejection.
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Closing & Funding.
AI agents generates SBA and bank-specific documents, routes them for e-signature, tracks conditions, and pushes data to your core and loan documentation systems via API, all backed by a time-stamped audit trail that shows SBA reviewers the loan was originated in line with policy.
Credit assistant guiding underwriters.
Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.
Works with the systems you already trust.
With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.
All the LOS capabilities, out of the box.
Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.
Enterprise-grade security.
Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
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GenAI at your service.
Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.
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