Straight Through Processing
Straight Through Processing
Automate small-dollar SMB lending from intake to decision. Lama AI helps lenders process qualified SMB loan requests automatically by checking eligibility, completeness, policy fit, risk criteria, documents, and approval rules in real time, so clean small-dollar deals move straight through while exceptions are routed for review.
Stop Touching Deals That Don't Need You.
Let clean, complete, policy-aligned SMB deals progress automatically while routing missing, complex, or higher-risk files to the right team for review.
Stop Touching Deals That Don't Need You.
Let clean, complete, policy-aligned SMB deals progress automatically while routing missing, complex, or higher-risk files to the right team for review.
Small-Dollar Decisions, Faster.
Move qualified SMB loan requests from application to decision quickly, reducing the manual review time that often makes small-dollar lending unprofitable.
Small-Dollar Decisions, Faster.
Move qualified SMB loan requests from application to decision quickly, reducing the manual review time that often makes small-dollar lending unprofitable.
STP Rules Built Around Your Credit Box.
Configure loan-size limits, product criteria, eligibility rules, document requirements, risk thresholds, exposure caps, approval paths, and exception triggers around how your institution handles SMB lending.
STP Rules Built Around Your Credit Box.
Configure loan-size limits, product criteria, eligibility rules, document requirements, risk thresholds, exposure caps, approval paths, and exception triggers around how your institution handles SMB lending.
Credit assistant guiding underwriters.
Equip your credit team to decide smarter and faster. A context-aware and explainable AI assistant compiles insights, researches deals, and generates policy-aligned credit narratives in seconds.
Works with the systems you already trust.
With a RESTful API architecture, Lama AI connects seamlessly to your existing stack, including core systems, risk models, verification layers, SoS, E-Tran, and more. Benefit from 100+ pre-built integrations and a frictionless way to add new ones, enhancing operations without disruption or complexity.
All the LOS capabilities, out of the box.
Skip the lengthy implementations and go live fast with plug-and-play functionality ready from day one. When you’re ready to make it fully yours, Lama AI’s configurability enables 100% customization across workflows and processes—in just 3 weeks.
Enterprise-grade security.
Protect your data and your customers’ trust with built-in compliance and bank-level safeguards. Lama AI is SOC 2 Type 2 certified and CCPA/CPRA compliant. With 256-bit AES encryption, role-based access, and SSO support, only the right people have access at every step.
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GenAI at your service.
Draft borrower follow-ups, updates, and requests without the hassle. Ready for review and send, your team skips the busywork, reduces time to complete each package, and builds better relationships.
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